Reduce your debts and improve cash flow
As a business owner, you know that every day brings a new challenge and opportunity. Starting a new business or finding the means to expand a business may seem intimidating, but it does not have to be. You can utilize your home equity to provide start-up capital, growth capital, or working capital to support your business if you own your home.
Did you know that you can use the cost of your loan as a tax write-off when you are investing it in your business in most cases? Connect with your accountant to learn more.
At Alpine Credits, our team of lending specialists is capable of working with you to thoroughly understand your financial situation and provide financing solutions for your business. Whether you need $10,000 or $500,000, we’re here to help you get the funds you need.
Get the financial relief you need
Homeowners get approved in less than 24 hours
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Apply online in minutes
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Get approved in less than 24 hours
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Funds are deposited directly into your account within a week.
See how Alpine Credits compares
There is no shortage of options to choose from when it comes to financial solutions. See how traditional banks, credit cards, and other loan options compare to a home equity loan from Alpine Credits.
Credit cards
Credit cards are known for their high-interest rates, making them harder to pay off. Moreover, it negatively impacts your credit score any time you miss a payment.
Traditional banks
Banks have stringent loan approval criteria. They are also less flexible about reasons for borrowing money.
Personal loans
These loans are typically unsecured, which means higher interest rates. Rather than getting another loan, consolidating all your debts into one is easier to manage.

Own your home? You’re approved.
All you need to qualify for a loan is to own your home (or other real estate). Traditional banks look at factors such as your age, income, and credit history to approve you for a loan. At Alpine Credits, we focus on the amount of equity you have in your home or other real estate properties. We make the process as quick and easy as possible.
Frequently asked questions
**The above chart entitled “Monthly Loan Payments on $35,000” is for discussion purposes only. The graph is intended to illustrate various monthly payments associated with different product offerings to the reader. Please see below for the unique terms and conditions related to each offering. Final rates and payments for all loans in question are subject to change and vary based on each individual’s situation.
Bank Loans: $35,000 interest-only loan with fixed rate prime (2.95%) + 3% / monthly payment. Two-year term in which 100% of principal is owed at the end of the term. Other fees (appraisal/legal) may apply.
Alpine Credits 1st Mortgage: $40,500 (net $35,000) interest-only loan with 5.75% interest rate in year one and prime + 4.00% in year two. Two-year term in which 100% of principal is owed at the end of the term. Monthly payment and APR associated closing costs (legal fees, appraisal, brokerage fees).
Alpine Credits 2nd Mortgage: $40,500 (net $35,000) interest-only loan with 8.75% interest rate in year one and prime + 6.05% in year two. Two-year term in which 100% of principal is owed at the end of the term. Monthly payment and APR associated closing costs (legal fees, appraisal, brokerage fees).
Credit Cards: $35,000 loan paid off in 5 year & monthly PMT. 19.99% interest rate & fee of primary and secondary user ($99 + 30$ = $129 Yearly).
Online Loan 1: $35,000 loan paid off in 46 Months/Bi-weekly PMT with a 26.90% interest rate. Loan details have been taken directly from the online lending company’s website. Other fees may apply.
Online Loan 2: $35,000 loan paid off in 4 Years/Bi-weekly PMT. Loan details have been taken directly from the online lending company’s website. Other fees may apply.