Feel settled in Canada faster
Have you recently moved to Canada, purchased a home and find yourself seeking a loan? Many new immigrants to Canada have a lot of difficulty getting approved for a loan from the banks or other lenders. This is not uncommon for newcomers as they may not have a Canadian credit score or work history, making it hard for them to prove their financial eligibility. Alpine Credits can help you get your desired loan approved quickly with a simple application process. Instead of requiring borrowers to meet the stringent lending criteria set out by the banks, Alpine Credits simply requires the borrower to be a homeowner. As an equity lender, Alpine Credits lends money based on the equity in your home regardless of how recently you have moved to Canada. Whether you need a home equity loan to start a business, pay off some debts or complete some home renovations, Alpine Credits can help!
Owning your home is all you need to qualify
Homeowners get approved in less than 24 hours
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Apply online in minutes
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Get approved in less than 24 hours
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Funds are deposited directly into your account within a week.
See how Alpine Credits compares
It can be difficult to secure a loan as a newcomer to Canada, and dipping into savings isn’t always the best long-term financial solution. See how a home equity loan from Alpine Credits compares to other borrowing options.
Savings
Keeping your money in savings and investments can earn you more money in the long run and outweigh the cost of a low-interest rate loan.
Traditional banks
Banks have stringent loan approval criteria. They are also less flexible about reasons for borrowing money.
A personal line of credit
Lines of credit have variable interest rates that fluctuate, and may have additional annual or monthly maintenance fees.

Own your home? You’re approved.
All you need to qualify for a loan is to own your home (or other real estate). Traditional banks look at factors such as your age, income, and credit history to approve you for a loan. At Alpine Credits, we focus on the amount of equity you have in your home or other real estate properties. We make the process as quick and easy as possible.