Financial support for all the milestones in your life
Obtaining a loan from the bank can be a difficult and lengthy process with lots of ‘hoops’ to jump through to meet the banks stringent lending criteria. If you are retired with a limited income or are collecting payments from a public or private pension plan, getting a loan from the banks can be even more difficult as they may deem the pension income insufficient to support the new debt payments. Fortunately, there is a lender that can provide you with a loan regardless of your credit, age or income – since 1969, Alpine Credits has been Canada’s home equity lender that has helped many retirees obtain the financing they need for their retirement or family needs.
Get easy access to funds while protecting your nest egg

Homeowners get approved in less than 24 hours
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Apply online in minutes
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Get approved in less than 24 hours
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Funds are deposited directly into your account within a week.
See how Alpine Credits compares
With extra time on your hands, you may want to do things you didn’t have time to do
before, or help family with life milestones. See how a home equity loan from Alpine Credits compares to other borrowing options.
Savings
Keeping your money in savings and investments can earn you more money in the long run so you can live comfortably throughout your retirement years.
Traditional banks
Banks have stringent loan approval criteria. Age and limited income are particular factors that could make it difficult to get approved for a loan.
Borrow from retirement plan
Most experts advise against borrowing against your retirement funds. Doing so may adversely affect your savings and the income you count on in retirement.

Own your home? You’re approved.
All you need to qualify for a loan is to own your home (or other real estate). Traditional banks look at factors such as your age, income, and credit history to approve you for a loan. At Alpine Credits, we focus on the amount of equity you have in your home or other real estate properties. We make the process as quick and easy as possible.