Get an investment loan with your home equity

Tap into your home equity and get money up to $2 million to invest with the help of Alpine Credits.

Simple application process

Large loan amount

Quick approval

Flexible purpose

How to get an investment loan at Alpine Credits

Apply online in minutes

No obligation, no income checks, no credit score impact, just fill in your home equity value and other information.

Get approved quickly

Own your home? You’re eligible for approval.

Receive your money

Freely use the funding for any purpose or expense.

What is an investment loan?

It’s a lump-sum amount through a home equity loan that you can use towards buying an asset or a product of your choice. You need to own a home to be able to access this loan.

How does an investment loan work?

Investment loans can help you reach your financial goals by providing financing options that allow you to invest in assets. It can supplement the funding you need to purchase or invest in land, commercial property, businesses, and houses.

Ways you can invest

Financial Investments—you can use the funds and invest them in any financial instrument as you see fit.

Real Estate or Rental Property—can also be used to buy a home or any other real estate.

Benefits of investment loans

Take advantage of investment opportunities

Some investors can take a loan to acquire some assets as soon as possible, so they don’t miss out on the opportunity.

Maintain your liquidity

Some other investors obtain a loan rather than use their savings to buy an asset to have cash on hand for emergencies.

Qualify for tax deductions

In some cases, the interest on your investment loan may be tax deductible.

How to get investment loans Canada

One way to get an investment loan is through Alpine Credits. We offer home equity financing that can be used to invest in multiple assets, including investment properties.

A home equity loan with Alpine Credits is easy to access, has potentially higher values, and with faster approval times than banks and traditional lenders.

Requirements for a investment loan from Alpine Credits

Your credit score, income, and debt-to-income ratios do not have a significant influence on your application. The most important factor is that you own your home.

Homeownership—to be eligible for a home equity loan from Alpine Credits, you need to own your home.

Valid identification—to ensure that the right person receives the funding and that you are at least 18, Alpine Credits will verify your identity.

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Qualify by owning your home

Seize your ideal investments sooner than later. Receive the funding you need without the wait or the strict requirements.

No credit history required

Alpine Credits approves you based on your homeownership.

Get approved fast

Hear your application results faster than traditional lenders.

Flexibility

You can use the loan for any purpose.

Find loan options in your area

Click on the links below to get started, and see the mortgage options available to you, in the provinces we serve across Canada!

All of Canada

Consolidation loans in Canada

Business capital in Canada

Personal loans in Canada

Home equity loans in Canada

Investment loans in Canada

Third mortgages in Canada

Mortgage refinancing in Canada

Frequently asked questions about investment loans in Canada

Find answers to frequently asked questions about Alpine Credits, home equity loans, second mortgages and more.

How much can I borrow against my assets?

With home equity financing, the collateral asset is your property, and you can borrow up to 75% of your home equity through Alpine Credits. The more equity you have, the more you can borrow.

Can I borrow money to invest in Canada?

You can borrow money to invest it. One way to do that is to access your home equity value as cash and invest it in whatever investment opportunities you prefer.

What is borrowing money to invest called?

Borrowing to invest is also called using leverage, a way for sophisticated investors to maximise their returns.

Homeowners get approved.

Unlike traditional banks, all you need to qualify for a loan at Alpine Credits is to own your home. We make the process as quick and easy as possible. Applying won’t affect your credit score.