Build your financial future faster
Being self-employed has many advantages; however, being self-employed can sometimes make obtaining a mortgage from the banks difficult to obtain. Working for yourself can mean fluctuating income each month. Traditional lenders know this, and in order to lend to self-employed individuals they want to see stability in income over a certain period of time. If you are self-employed you have likely encountered a challenge in obtaining financing from the bank at some point. You may also know that as you try to implement your tax strategies, they can oen include minimizing the taxes you pay by reducing your taxable income. This approach can have its advantages and disadvantages—potentially a lower tax bill, but a lower income that makes obtaining a loan more difficult.
Loans for those who love freedom and flexibility

Homeowners get approved in less than 24 hours
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Apply online in minutes
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Get approved in less than 24 hours
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Funds are deposited directly into your account within a week.
See how Alpine Credits compares
Financial institutions make it difficult to approve self-employed people for a loan, regardless of how successful they may be. See how a home equity loan from Alpine Credits compares to other borrowing options.
Co-signed loan
Lenders may require you to have a co-signer on your loan since they cannot confirm you have a steady stream of income.
Traditional banks
Banks have stringent loan approval criteria. They are also less flexible about reasons for borrowing money.
Business credit cards
A business credit line allows you to borrow money when needed. However, you typically need years of business experience to qualify.

Own your home? You’re approved.
All you need to qualify for a loan is to own your home (or other real estate). Traditional banks look at factors such as your age, income, and credit history to approve you for a loan. At Alpine Credits, we focus on the amount of equity you have in your home or other real estate properties. We make the process as quick and easy as possible.