Alpine Credits reviews and comments
Alpine Credits is an industry leader in the alternative lending space. The company was established in 1969 and has over 50 years of industry experience. This makes Alpine Credits a staple in the Canadian alternative lending space. Alpine Credits provides alternative lending services to residents of British Columbia, Alberta, Ontario, and Quebec.
Alpine Credits is committed to helping homeowners access the equity in their homes. Homeowners can use the funds gained from a home equity loan for a variety of purposes. Including but not limited to:
Alpine Credits is committed to speed and transparency when providing home equity loan solutions.
Pros and cons of Alpine Credits
Alpine Credits’ associates listen very carefully to what customers have to say and it’s important that their feedback is heard. All of Alpine’s customer comments are reviewed carefully by the Alpine team. Here are the pros and cons of choosing Alpine Credits:
Pros:
Flexible qualification criteria: Alpine Credits does not focus on your age, credit score, or income history, making it easier for you to qualify for a loan;, especially if you have a less-than-perfect credit history or unstable income.
Quick and easy application process: The online application form for Alpine Credits is simple and can be completed in just a few minutes, streamlining the process for potential borrowers.
Fast approval times: Alpine Credits promises approval in less than 24 hours, which is significantly faster than traditional banks and lenders. This quick turnaround time can be particularly beneficial if you require funds quickly.
Direct deposit of funds: Once your loan is approved and the required process is complete, the funds are deposited directly into your account within a day or two, ensuring you have access to the money you need as soon as possible. You can have funds deposited into your bank account as quickly as one week after your initial application.
Versatility of loan purposes: Alpine Credits home equity loans can be used for various purposes, such as purchasing a car, consolidating debt, investing in another property, or investing in a business. This flexibility allows you to tailor the loan to your specific needs.
Cons:
Limited availability: Alpine Credits’ services are currently available only to residents of British Columbia, Alberta, Ontario, and Quebec. If you live outside of these provinces, you will not be able to access their home equity loans.
Home ownership is required: Alpine Credits only offers home equity loans to homeowners. If you are not currently a homeowner, you won’t be eligible for a home equity loan.
Maximum amount of equity: Alpine Credits typically only lends up to 75% of the property’s value while some banks will lend up to 95% of the property’s value when it is being purchased.
Examples of customer reviews
We are eager to know what our customers think. Hearing your reviews helps us understand what works best. At Alpine Credits, we always encourage our customers to share their experiences with us.
Alpine Credits is a great choice for homeowners that are looking to use their home equity to achieve their financial needs. As long as you own your home, you will get approved. Alpine Credits offers home equity loans that can be used for multiple purposes. You can use the funds to renovate your home, consolidate debt or as business capital.
How to leave a comment
To leave a review, simply click on the leave a review option on our website. Moreover, here’s how you can leave a Google review:
- Search for your local Alpine Credits branch on Google
- Share your experience
- Submit your comments
Google reviews are public so avoid sharing any sensitive information. We always look for ways to improve. Your comments help us do this.
How to apply for a loan with Alpine Credits
It’s easy to secure a home equity loan with Alpine Credits. We don’t look at your credit score or income history. Moreover, you don’t need to have a stable job or income to apply and Alpine won’t ask you for proof of income or bank statements. You simply need to own your home to get approved.
Our application follows a simple three step process:
- Fill out our quick and easy online application form
- You will get approved in less than 24 hours
- The funds will be deposited in your account within a week
Tell us more about our customer service
Alpine Credits is an industry leader when it comes to home equity financing. We can help you make the most out of your home equity. Our customer reviews can attest to this.
Have you already taken out a loan with us, or are you applying for one now? If so, please leave us a review. We encourage all our customers to share their experience with us. This will help us serve you better in the future!