How it works
Answer 3 simple questions and get approved in less than 24 hours. It’s that easy.
Unlock the equity in your home
A loan from Alpine Credits is simply a mortgage against your property or any other real estate you own. We offer first, second and, in certain cases, third mortgages. You can borrow for needs such as a home renovation, loan consolidation, starting a business, temporary needs, and more.
It’s highly likely the value of your home has increased since you bought it. Now is a great time to access money based on the increased market value of your home.
Get a loan in 3 easy steps
01
Apply online in minutes
Answer a few simple questions to see how much you qualify for. There’s no obligation and it won’t affect your credit score.
02
Get approved in less than 24 hours
One of our lending specialists will help you customize the details of your loan.
03
Funds are deposited directly into your account within a week.
That’s it. You’re done!
Own your home?
You’re approved.
Unlike traditional banks, all you need to qualify for a loan at Alpine Credits is to own your home. We make the process as quick and easy as possible. Applying for a loan with us won’t affect your credit score.
Alpine Credits
Do you own
your home?
Traditional Banks
Own your home?
Credit history?
Income?
Employment status?
Age?
How much equity do you have?
To find out how much equity you have in your home, simply subtract the amount you still owe on your mortgage from the current value of your home. For example, if you have a $100,000 balance on your mortgage and the current value of your home is $500,000, your home equity value would be $500,000 – $100,000 = $400,000.
A home equity loan allows you to convert your home’s locked value into capital which can help you meet your financial needs.

Get a no-obligation quote today
Are you curious to know how much you could borrow to consolidate loan, work on a home renovation project, or reach a financial goal? Answer 3 simple questions to find out. There’s no commitment required and it won’t affect your credit score.