Whether it’s $10,000 or $500,000 – Alpine Credits is Your Best Alternative to the Bank
Across the country, homeowners are getting approved! Learn about our loans by location.
For residents in British Columbia, Alberta, or Ontario, Alpine Credits has been approving homeowners for home equity loans since 1969. If you’re looking to consolidate your debts or wanting to find the funds needed for home improvements, Alpine Credits is here to help.
For over 50 years, we have been helping all Canadian homeowners make use of the equity in their homes and get the money they need for all of life’s unexpected and planned moments—regardless of their credit score, age, or income.
If you’d like to learn more about unlocking the potential in your property, our experts are here to help find the funding you need to achieve your goals. We will recommend the best solutions and create a path forward for your financial situation and circumstances.
Click on the links below to get started, and see the mortgage options available to you, in the provinces we serve across Canada!
Apply for a Home Equity Loan now!
Easy Application – 3 Simple Steps – 24 Hr Approval
*Disclosure on “Loan Examples” Above
Alpine Credits’ intent is to always have full disclosure on all of our loan offerings. Borrowers are provided with all necessary disclosure prior to entering into any obligation. Our objective is to offer Canadian home owners an alternative to the banks and credit unions (not a replacement). Typically, you will find our rates to be higher than the banks; however, with this in mind, we are usually more efficient than the banks in getting you your money and may lend in situations where the banks (and other traditional lenders) will not. Once we have provided you with all necessary information, the decision will be left with you as to whether or not you wish to proceed with our offer. Thank you for your consideration. We look forward to speaking with you soon.
All of the above examples are for discussion purposes only. It is important the reader is aware that the examples may represent the lower priced range of our product offerings. Rates on our loans are subject to change and may vary (up or down) based on the equity you have in real estate, the state / condition / location of your real estate, your personal financial situation and the Canadian mortgage market. The examples are all based on interest only monthly payments (you may elect to pick a shorter amortization to pay off your loan sooner) in which the rate in year 2 increases to the prime rate plus 3.75% and the prime rate plus 6.00% for the first and second mortgages respectively. The Cash Advance in all of the loans above represents the net amount of money to be received. The “Gross Amount” for the $100,000 / $300,000 / $25,000 / $50,000 loans in the examples above are $110,500 / $327,900 / $29,500 / $58,140 respectively. The difference between the Gross Amount and Net amount represents closing costs which includes items such as legal fees, appraisals, brokerage fees, etc. (“Fees”). The APR will increase / decrease in the event of higher / lower Fees. Once again, thank you for your consideration.