Whether it’s $10,000 or $500,000 – Alpine Credits is Your Best Alternative to the Bank
You’ve worked hard to obtain your home and you continue to work hard everyday and, now you find yourself wanting to take a vacation but do not have the financial means to do so or, don’t want to rack up your credit card balances to pay for a vacation. Whether it’s an exotic cruise, a trip around the world or that dream trip on your ‘bucket list,’ a home equity loan from Alpine Credits may be an excellent option for you to consider. At Alpine Credits we have professionals who are capable of working with you to completely understand your financial situation and provide you with options when it comes to obtaining financing for upcoming travel or vacations.
Qualifying for a Home Equity Loan for Vacations
As Western Canada’s leading home equity lender (since 1969), all you need to qualify for a home equity loan is to own your home. Unlike the banks with their stringent lending criteria, Alpine Credits will make it quick and easy. We have a simple application process and we don’t consider your age, credit or income history in approving you for a home equity loan…we just consider the equity in your home. If you are considering a home equity loan for your upcoming travel or vacations, please give us a call at 1-800-587-2161 so we can explain the process and answer any questions you may have. Remember, at Alpine Credits, homeowners get approved.
Apply for a Vacation Loan now!
We’ve been helping people obtain home equity loans for 50 years, now. If you’ve been turned away by the bank for a loan in Canada, we can help find the financing you need.
Easy Application – 3 Simple Steps – 24 Hr Approval
*Disclosure on “Loan Examples” Above
Alpine Credits’ intent is to always have full disclosure on all of our loan offerings. Borrowers are provided with all necessary disclosure prior to entering into any obligation. Our objective is to offer Canadian home owners an alternative to the banks and credit unions (not a replacement). Typically, you will find our rates to be higher than the banks; however, with this in mind, we are usually more efficient than the banks in getting you your money and may lend in situations where the banks (and other traditional lenders) will not. Once we have provided you with all necessary information, the decision will be left with you as to whether or not you wish to proceed with our offer. Thank you for your consideration. We look forward to speaking with you soon.
All of the above examples are for discussion purposes only. It is important the reader is aware that the examples may represent the lower priced range of our product offerings. Rates on our loans are subject to change and may vary (up or down) based on the equity you have in real estate, the state / condition / location of your real estate, your personal financial situation and the Canadian mortgage market. The examples are all based on interest only monthly payments (you may elect to pick a shorter amortization to pay off your loan sooner) in which the rate in year 2 increases to the prime rate plus 3.75% and the prime rate plus 6.00% for the first and second mortgages respectively. The Cash Advance in all of the loans above represents the net amount of money to be received. The “Gross Amount” for the $100,000 / $300,000 / $25,000 / $50,000 loans in the examples above are $110,500 / $327,900 / $29,500 / $58,140 respectively. The difference between the Gross Amount and Net amount represents closing costs which includes items such as legal fees, appraisals, brokerage fees, etc. (“Fees”). The APR will increase / decrease in the event of higher / lower Fees. Once again, thank you for your consideration.