Whether it’s $10,000 or $500,000 – Alpine Credits is Your Best Alternative to the Bank

Loans for Temporary Needs

Whether you plan for it or not, life takes money. When you find yourself stuck with an unexpected expense but do not have the financing available, accessing the equity in your home may be a good option. If you own your home, a home equity loan used to for unexpected expenses or temporary needs may be a great solution for you to consider. At Alpine Credits, we have been providing home equity loans to Canadians since 1969 and we are here to help you obtain the money you need quickly. Our team of lending specialists is capable of working with you to completely understand your financial situation and provide you with options when it comes to obtaining financing for unexpected expenses or whatever temporary needs arise.

Home Equity Loans for Temporary Needs

Have you found yourself in a position when you are not able to cover the cost of an emergency or, other necessary expenses. Whether you have emergency medical bills or have recently experienced damage to your home or property, Alpine Credits is here to help. With multiple loan options and approval in under 24 hours, a home equity loan from Alpine Credits can give you the flexibility you need to access the money you need for whatever temporary expense has come up.

Qualifying for a Home Equity Loan for Temporary Needs

As Western Canada’s leading home equity lender (since 1969), all you need to qualify for a home equity loan is to own your home.  Unlike the banks with their stringent lending criteria, Alpine Credits will make it easy.  We have a simple application process and we don’t consider your age, credit, income history or business history in approving you for a home equity loan…we just consider the equity in your home.  If you are considering a home equity loan for temporary needs, please give us a call at 1-800-587-2161 so we can explain the process and answer any questions you may have.  Remember, at Alpine Credits, homeowners get approved.

home equity loans

Apply for a Temporary Needs Loan now!

We’ve been helping people obtain home equity loans for 50 years, now. If you’ve been turned away by the bank for a loan in Canada, we can help find the financing you need.

Easy Application – 3 Simple Steps – 24 Hr Approval

1. Apply Online

Using the form on this page or call 1-800-587-2161 to speak to one of our representatives,

2. Get Approved

Approved with 24 hours. Your home equity is the key to your approval. Get approved now!

3. Get Your Funding

We make it easy. Loan funds can be deposited directly into your bank account, once approved.

Loan Examples*

FIRST MORTGAGE

SECOND MORTGAGE

*Disclosure on “Loan Examples” Above

Alpine Credits’ intent is to always have full disclosure on all of our loan offerings. Borrowers are provided with all necessary disclosure prior to entering into any obligation. Our objective is to offer Canadian home owners an alternative to the banks and credit unions (not a replacement). Typically, you will find our rates to be higher than the banks; however, with this in mind, we are usually more efficient than the banks in getting you your money and may lend in situations where the banks (and other traditional lenders) will not. Once we have provided you with all necessary information, the decision will be left with you as to whether or not you wish to proceed with our offer. Thank you for your consideration. We look forward to speaking with you soon.

All of the above examples are for discussion purposes only. It is important the reader is aware that the examples may represent the lower priced range of our product offerings. Rates on our loans are subject to change and may vary (up or down) based on the equity you have in real estate, the state / condition / location of your real estate, your personal financial situation and the Canadian mortgage market. The examples are all based on interest only monthly payments (you may elect to pick a shorter amortization to pay off your loan sooner) in which the rate in year 2 increases to the prime rate plus 3.75% and the prime rate plus 6.00% for the first and second mortgages respectively. The Cash Advance in all of the loans above represents the net amount of money to be received. The “Gross Amount” for the $100,000 / $300,000 / $25,000 / $50,000 loans in the examples above are $110,500 / $327,900 / $29,500 / $58,140 respectively. The difference between the Gross Amount and Net amount represents closing costs which includes items such as legal fees, appraisals, brokerage fees, etc. (“Fees”). The APR will increase / decrease in the event of higher / lower Fees. Once again, thank you for your consideration.