Whether it’s $10,000 or $500,000 – Alpine Credits is Your Best Alternative to the Bank

Business Loans

Do you own a business that has been operating for a minimum of 12 months and that generates revenues of at least $5,000 per month?

Are you looking for additional capital for your business?

If you answered ‘yes’ to these questions, we can help! Complete the application form on this page and one of our business loan specialists will contact you to discuss the best financing option for you.  We offer:

  • Flexible funding programs
  • Tailored solutions to fit each merchant’s individual needs
  • High approval rates
  • Less stringent lending criteria
  • Quick access to the financing you need

Eva owns a formal wear boutique in Calgary. Her business is growing quickly, as her store is the go-to shop for black tie events in the city. One of her top suppliers is having a fire sale and their entire inventory of floor-length gowns is priced to move. With prom and graduation season around the corner, Eva knows that if she can find the cash to take advantage of this opportunity her revenue will double over the next few months with the additional inventory. With a merchant advance, she can sell more product and drastically increase her bottom line.

Apply for a Business Loan now!

We’ve been helping people obtain home equity loans for 50 years, now. If you’ve been turned away by the bank for a loan in Canada, we can help find the financing you need.

Easy Application – 3 Simple Steps – 24 Hr Approval

1. Apply Online

Using the form on this page or call 1-800-587-2161 to speak to one of our representatives,

2. Get Approved

Approved with 24 hours. Your home equity is the key to your approval. Get approved now!

3. Get Your Funding

We make it easy. Loan funds can be deposited directly into your bank account, once approved.

Loan Examples*

FIRST MORTGAGE

Loan
Amount
Monthly
Payment
Interest
Rate
Real Estate
Required?
TermAPR
$100,000$530.005.75%YES2 Years10.9%
$300,000$1,575.005.75%YES2 Years10.4%

SECOND MORTGAGE

Loan
Amount
Monthly
Payment
Interest
Rate
Real Estate
Required?
TermAPR
$25,000$220.008.75%YES2 Years17.2%
$50,000$425.008.75%YES2 Years15.8%

*Disclosure on “Loan Examples” Above

Alpine Credits’ intent is to always have full disclosure on all of our loan offerings. Borrowers are provided with all necessary disclosure prior to entering into any obligation. Our objective is to offer Canadian home owners an alternative to the banks and credit unions (not a replacement). Typically, you will find our rates to be higher than the banks; however, with this in mind, we are usually more efficient than the banks in getting you your money and may lend in situations where the banks (and other traditional lenders) will not. Once we have provided you with all necessary information, the decision will be left with you as to whether or not you wish to proceed with our offer. Thank you for your consideration. We look forward to speaking with you soon.

All of the above examples are for discussion purposes only. It is important the reader is aware that the examples may represent the lower priced range of our product offerings. Rates on our loans are subject to change and may vary (up or down) based on the equity you have in real estate, the state / condition / location of your real estate, your personal financial situation and the Canadian mortgage market. The examples are all based on interest only monthly payments (you may elect to pick a shorter amortization to pay off your loan sooner) in which the rate in year 2 increases to the prime rate plus 3.75% and the prime rate plus 6.00% for the first and second mortgages respectively. The Cash Advance in all of the loans above represents the net amount of money to be received. The “Gross Amount” for the $100,000 / $300,000 / $10,000 / $50,000 loans in the examples above are $110,500 / $327,900 / $13,500 / $58,140 respectively. The difference between the Gross Amount and Net amount represents closing costs which includes items such as legal fees, appraisals, brokerage fees, etc. (“Fees”). The APR will increase / decrease in the event of higher / lower Fees. Once again, thank you for your consideration.