Apply for your stress-free Home Equity Loan today!

We’ve made the lending process easier than ever before. Simply submit an application and get the funding you need as quickly as possible!

For over 50 years, Alpine Credits has been helping Canadian homeowners get quick access to the equity in their homes, regardless of their credit, age, or income.

Alpine Credits is built on the belief that the traditional banking system may not be the right fit for all Canadians.  Our intent is to offer Canadian home owners an alternative (not a replacement) to the banks and credit unions. We are usually more efficient than the banks in getting your loan approved (our target is to have your loan approved within 24 hours).

All of Alpine Credits’ loans officers are licensed mortgage professionals who are concerned with serving you with the utmost respect, discretion and diligence and strive to make our lending process straightforward, transparent and extremely efficient.  We pride ourselves on best in class customer service and providing you with full disclosure on our loan offerings prior to you entering into any obligation.

How We Help

For over 50 years, Alpine Credits has been a pioneer in the private lending market. We’re helping Canadian homeowners get home equity loans (home equity mortgage) when they need it.

Our primary concern is not your age, credit or income history in approving you for a loan.

We focus on the value you have in home equity and, unlike the banks with their stringent lending criteria, we try to make the lending process as easy as possible.

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Debt Consolidation

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Home Renovation

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Business Capital

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Vacation

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Education

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Investment

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Temporary Needs

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Retired Individuals

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Self-Employed

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Tax Debt

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Newcomer to Canada

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Personal Loan

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Business Loan

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Auto Loan

Apply for a Home Equity Loan now!

We’ve been helping people obtain home equity loans for 50 years, now. If you’ve been turned away by the bank for a loan in Canada, we can help find the financing you need.

Apply for your stress-free Home Equity Loan today!

We’ve made the lending process easier than ever before. Simply submit an application and get the funding you need as quickly as possible!

For over 50 years, Alpine Credits has been helping Canadian homeowners get quick access to the equity in their homes, regardless of their credit, age, or income.

Alpine Credits is built on the belief that the traditional banking system may not be the right fit for all Canadians.  Our intent is to offer Canadian home owners an alternative (not a replacement) to the banks and credit unions. We are usually more efficient than the banks in getting your loan approved (our target is to have your loan approved within 24 hours).

All of Alpine Credits’ loans officers are licensed mortgage professionals who are concerned with serving you with the utmost respect, discretion and diligence and strive to make our lending process straightforward, transparent and extremely efficient.  We pride ourselves on best in class customer service and providing you with full disclosure on our loan offerings prior to you entering into any obligation.

How We Help

For over 50 years, Alpine Credits has been a pioneer in the private lending market. We’re helping Canadian homeowners get home equity loans (home equity mortgage) when they need it.

Our primary concern is not your age, credit or income history in approving you for a loan.

We focus on the value you have in home equity and, unlike the banks with their stringent lending criteria, we try to make the lending process as easy as possible.

null

Debt Consolidation

null

Home Renovation

null

Business Capital

null

Vacation

null

Education

null

Investment

null

Temporary Needs

null

Retired Individuals

null

Self-Employed

null

Tax Debt

null

Newcomer to Canada

null

Personal Loan

null

Business Loan

null

Auto Loan

Easy Application – 3 Simple Steps – 24 Hr Approval

1. Apply Online

Using the form on this page or call 1-800-587-2161 to speak to one of our representatives,

2. Get Approved

Approved with 24 hours. Your home equity is the key to your approval. Get approved now!

3. Get Your Funding

We make it easy. Loan funds can be deposited directly into your bank account, once approved.

Loan Examples*

FIRST MORTGAGE

SECOND MORTGAGE

*Disclosure on “Loan Examples” Above

Alpine Credits’ intent is to always have full disclosure on all of our loan offerings. Borrowers are provided with all necessary disclosure prior to entering into any obligation. Our objective is to offer Canadian home owners an alternative to the banks and credit unions (not a replacement). Typically, you will find our rates to be higher than the banks; however, with this in mind, we are usually more efficient than the banks in getting you your money and may lend in situations where the banks (and other traditional lenders) will not. Once we have provided you with all necessary information, the decision will be left with you as to whether or not you wish to proceed with our offer. Thank you for your consideration. We look forward to speaking with you soon.

All of the above examples are for discussion purposes only. It is important the reader is aware that the examples may represent the lower priced range of our product offerings. Rates on our loans are subject to change and may vary (up or down) based on the equity you have in real estate, the state / condition / location of your real estate, your personal financial situation and the Canadian mortgage market. The examples are all based on interest only monthly payments (you may elect to pick a shorter amortization to pay off your loan sooner) in which the rate in year 2 increases to the prime rate plus 3.75% and the prime rate plus 6.00% for the first and second mortgages respectively. The Cash Advance in all of the loans above represents the net amount of money to be received. The “Gross Amount” for the $100,000 / $300,000 / $25,000 / $50,000 loans in the examples above are $110,500 / $327,900 / $29,500 / $58,140 respectively. The difference between the Gross Amount and Net amount represents closing costs which includes items such as legal fees, appraisals, brokerage fees, etc. (“Fees”). The APR will increase / decrease in the event of higher / lower Fees. Once again, thank you for your consideration.