Our Goal is to have your Loan Approved within 24 Hours.
How it Works - What is a Home Equity Loan or Home Equity Mortgage?
A loan from Alpine Credits is simply a mortgage against your property or any other real estate you may choose to use.
At Alpine Credits we provide real estate owners with a variety of financing options; including first, second and, in certain cases, third mortgages. You can borrow for needs such as a home renovation, debt consolidation, starting a business, college tuition and more.
Chances are the value of your home has increased since you bought it. At Alpine Credits, a home equity loan can get you access to money based on the increased market value.
How a Home Equity Loan Works
How Credit Ratings don't Work
Credit ratings are designed to do one single thing – rank consumers based on their level of risk to a lender. However, the credit rating system is not perfect. The parameters of how credit is scored are very narrow – factors such as if you pay your credit card bills on time, if you’re a homeowner and if you’re employed.
What credit ratings don’t take into account are most external factors. For example, you purposely don’t have credit cards to avoid taking on debt or that you are successfully self-employed. All factors that make you more likely to pay back your loan on time.