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General Questions

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How credit scores work?

Credit ratings are designed to do one single thing – rank consumers based on their level of risk to a lender. However, the credit rating system is not perfect. The parameters of how credit is scored are very narrow –…

How can I get a line of credit?

We do not offer lines of credit. What we do offer are loans based on your home’s equity. Whether you need the money to consolidate debts or for home renovations or a vacation, we can help. Unlike the banks, Alpine…

What is a second mortgage?

A second mortgage may also be known as a home equity loan. The mortgage you obtained when you purchased your home is your first mortgage and a subsequent mortgage or, home equity loan would be a second mortgage. Second or…