Alpine Credits' Blog

Debt doesn’t take vacations, it doesn’t take time off, it doesn’t go on maternity leave, it does not call in sick, nor does it go on soul-searching sabbaticals from work. Debt works 365 days a year and 366 on leap years. It’s a 24-7 type of worker and when it’s at work – oh man, does it work hard.

So while you’re, say, sitting on your couch munching on some popcorn watching reruns of the Real Housewives of New Jersey, participating in some retail therapy on Robson Street, or playing in the snow (or lack thereof) at Whistler, your debt is chugging away, working hard to build its resume and in effect, demolishing your credit score.

Needless to say, the sooner you deal with your debt, the better. Unlike banks, we think that’s as good an excuse as any to get home equity loans. And as soon as you get one, you’ll be able to consolidate your debt or get rid of it altogether. Think about it like you’re giving your debt a pink slip.